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Apart from your £11,500 personal allowance, don’t forget that this year you have:

  • a £1,000 savings income ‘allowance’;
  • a £5,000 dividends ‘allowance’;
  • a £1,000 ‘trading allowance’ (where we can ignore minor amounts of casual gross income of less than £1,000);
  • a ‘casual letting allowance’ also of £1,000 gross receipts in the year, and
  • a rent-a-room allowance of £7,500.
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Apart from your £11,500 personal allowance...